Bridging calculator

Current Speeds

Bridging
Happy & Healthy
Happy & Healthy
Happy & Healthy
Happy & Healthy
Happy & Healthy
  • AIP = Auto decision
  • New applications = 2 working days
  • Additional document = 2 working days

Our Processing Times

Residential

AIP

Agreement in principle: 24 hours

 

Application

Pre offer - Initial underwriting: 2 working days

Document assessment: 2 working days

 

Valuation

Percentage of valuations completed within 10 working days: 77%

 

Offer

Time from application to offer: 20 working days

 

All times shown are based on average working days

Last updated 15 May 2024.
  • AIP = Auto decision
  • New applications = 2 working days
  • Additional document = 2 working days

Our Processing Times

Buy to Let

AIP

Agreement in principle: Auto decision

 

Application

Pre offer - Initial underwriting: 2 working days

Document assessment: 2 working days

 

Valuation

Percentage of valuations completed within 10 working days (Buy to let): 67%

Percentage of valuations completed within 10 working days (HMO, MUB): 54%

 

Offer

Time from application to offer: 20 working days

 

All times shown are based on average working days

Last updated 15 May 2024.
  • AIP = 24 hours
  • New applications = 1 working day
  • Additional document = 1 working day

Our Processing Times

Refurbishment Buy to Let

AIP

Agreement in principle: 24 hours

 

Application

Pre offer - Initial underwriting: 1 working days

Document assessment: 1 working days

 

Valuation

Percentage of valuations completed within 10 working days (Light refurbishment): 81%

 

 

Offer

Post offer (completions): 2.5 working days

Time from application to offer: 20 working days

 

All times shown are based on average working days

Last updated 15 May 2024.
  • AIP = 4 hours
  • New applications = 1 working day
  • Additional document = 1 working day

Our Processing Times

Bridging

AIP

Agreement in principle: 4 hours

 

Application

Pre offer - Initial underwriting: 1 working day

Document assessment: 1 working day

 

Valuation

Percentage of valuations completed within 10 working days (Standard bridging): 81%

Percentage of valuations completed within 10 working days (Light refurbishment): 81%

Percentage of valuations completed within 10 working days (Heavy refurbishment): 81%

 

Offer

Post offer (completions): 2.5 working days

Time from application to offer: 16 working days

 

All times shown are based on average working days

Last updated 15 May 2024.
  • AIP = NA
  • New applications = NA
  • Additional document = NA

Our Processing Times

Product Transfers

5 days from receipt of authority to produce the KFI.

5 days from request for offer to produce offer.

5 days to process offer acceptance.

Signed acceptance of offer required at least 1 clear calendar month before current mortgage product ends.

Last updated 15 May 2024.

Documents

To submit this case you will need to have the following documents ready:

  • Bridging DIP Form

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