EASY PEASY PRODUCTS.
What's New
- Limited edition rates from 5.79% with no product fees
- Competitive pricing for adverse customers on products from 85% LTV
- Revert rates reduced by up to 2%
- Available at 85% LTV on Tiers 0-4 and 80% LTV for Tier 5
What's New
- Core and limited company available on Tiers 1-3 with rates from 3.99% plus a 5% fee
- HMO Tier 1 and Tier 2 rates from 4.14% plus a 5% fee
- No restriction on loan size
- Up to 75% LTV
What's New
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
- Standard and Tier 1 Light Refurbishment 70% and 75% LTV reduced by 0.05%.
- Tier 2 Heavy Refurbishment reduced by 0.05% across the range.
What's New
- Residential rates now from 6.34%
- Buy to let rates now from 4.74%
Portfolio submissions
The BTL Hub allows you to upload multiple properties in a portfolio to be assessed as part of a single application. Plus, the property schedule is valid for 12 months as long as the portfolio doesn’t change.
Registering to use the BTL Hub is easy. If you’ve already registered with another lender, simply login and add Precise to your lender list.
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When completing a mortgage, both Precise and your customer will need a conveyancer to complete the necessary legal work associated with the transaction.
Precise operate an approved panel of conveyancers for limited company mortgages relates to term lending for properties in England & Wales only (“Limited Company Buy to Let Conveyancer Panel”). Only firms on our approved limited company panel of conveyancers can act on these limited company mortgages. The customer will be responsible to pay all conveyancing costs incurred in accordance with the fixed fee schedule. Please refer to option 3 below for a list of firms on our closed Limited Company Buy to Let Conveyancer Panel and fixed fee schedule.
If a limited company application relates to Scottish property this needs to be referred to the Scotland Preferred Conveyancer Panel at option 1 below.
If this is a bridging application in England & Wales only please refer to the Preferred Bridging Conveyancer Panel in bridging finance.
There are four conveyancing options available for your customers:
1. Preferred Conveyancer Panel Joint Representation
Our Preferred Conveyancer Panel consists of conveyancing firms that we have worked with for some time and provide nationwide coverage across our lending areas.
Where a customer selects a member of our Preferred Conveyancer Panel for representation in the mortgage transaction, we will instruct the chosen firm on behalf of Precise and your customer.
Important information
Precise no longer operates a set tariff of fees for conveyancing work. Your customer should negotiate the fees they pay direct with their chosen conveyancer.
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Blacks Solicitors LLP | 0113 227 9396 | www.blacksconnect.co.uk | City Point, 29 King Street, Leeds, LS1 2HL |
Goldsmith Williams-Gwlegal | 0345 373 3737 | gw.legal | 4th Floor, 20 Chapel Street, Liverpool, L3 9GW |
Gordons Property Lawyers | 0844 770 9898 | www.gplawyers.co.uk | SC House, Vanwall Road, Maidenhead, Berkshire, SL6 4UB |
JMW Solicitors | 0345 872 6666 | www.jmw.co.uk | 1 Byrom Place, Manchester, M3 3HG |
Swiitch (a trading name of Shoosmiths LLP) | 0370 086 8788 | www.swiitch.law | The Lakes, Northampton, Bedford Road, NN4 7SH |
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Aberdein Considine | 0122 458 9700 | www.acandco.com | 5-7 Bon Accord Crescent, Aberdeen, AB11 6DN |
McDougall McQueen (a trading name of Allan McDougall McQueen LLP) | T: 0131 228 1926 F: 0131 228 9193 |
www.mcdougallmcqueen.co.uk | 103-105 Bruntsfield Place, Edinburgh, EH10 4EQ |
Gilson Gray | 0131 516 5378 | www.gilsongray.co.uk | 29 Rutland Square, Edinburgh, EH1 2BW |
0141 530 2021 | 160 West George Street, Glasgow, G2 2HQ | ||
McVey & Murricane | 0141 333 9688 | www.mmilegal.com | Albert Chambers, 13 Bath Street, Glasgow, G2 1HY |
Moray Legal Ltd | 0330 127 2600 | www.moray.group | The Forsyth Building, 5 Renfield Street, Glasgow, G2 5EZ |
Strefford Tulips Ltd | T: 0169 842 9428 F: 0169 830 3020 |
www.strefford-tulips.co.uk | Muirbrow Chambers, 118 Cadzow Street, Hamilton, South Lanarkshire, ML3 6HP |
VMH Solicitors | 0131 622 2626 | www.vmh.co.uk | 8 Sibbald Walk EDINBURGH EH8 8FT |
Wallace Quinn & Co Ltd | 0141 771 3911 | www.wallacequinn.co.uk | Suite 1/3 21 Glasgow Road Baillieston G69 6JT |
Your Conveyancer | 0344 576 7777 | www.yourconveyancer.co.uk | East Port House, 12 East Port, Dunfermline, KY12 7JB |
2. Core Conveyancer Panel Joint Representation
Alternatively, your customer is able to choose an approved conveyancer from our Core Conveyancer Panel for England and Wales, providing more choice in representation.
See our Core Conveyancer Panel here.
Important information
Precise no longer operates a set tariff of fees for conveyancing work. Your customer should negotiate the fees they pay direct with their chosen conveyancer.
Once your customer has selected a member of our Core Conveyancer Panel for representation in the mortgage transaction, we will instruct the chosen firm on behalf of Precise and your customer.
3. Limited Company Buy to Let Conveyancer Panel
Any limited company application would need to select a solicitor from our Limited Company Buy to Let Conveyancer Panel of approved solicitors and the customer will incur fixed costs that they will need to pay.
Alternatively, an applicant can use their own solicitor, provided they meet our criteria. However, the applicant must select one of the solicitors from our Limited Company Buy to Let Conveyancer Panel to act for Precise and the applicant will be liable for both sets of fees.
See our Limited Company Buy to Let Conveyancer Panel here.
See our Limited Company fixed fee schedule here.
4. Separate Representation
Your customer can choose a conveyancer who does not appear on either of our panels. They will need to instruct their own conveyancer and will also need to choose a member of our Preferred Conveyancer Panel except for limited company applications which must use our Limited Company Buy to Let Conveyancer Panel to act for Precise.
Please note they will be responsible for paying both conveyancers legal fees which must be agreed direct with the conveyancer. Precise will instruct the conveyancer chosen to represent them from the Preferred Conveyancer Panel except for limited company applications which will be instructed from our Limited Company Buy to Let Conveyancer Panel, but your customer will be responsible for instructing the conveyancer they have chosen to represent them.
When submitting limited company applications for term lending on properties in England & Wales only, please ensure your client is using a solicitor from our Limited Company Conveyancer Panel. Please note, it is in our absolute discretion to amend our panel from time to time. We’re not accepting any new applications to this panel at this time.
Contact Us
Festive and New Year opening times
Tuesday 24 December 9am - 12.30pm
Wednesday 25 December - Closed
Thursday 26 December - Closed
Friday 27 December 9am - 5pm
Monday 30 December 9am - 5pm
Tuesday 31 December 9am - 4pm
Wednesday 1 January - Closed