EASY PEASY PRODUCTS.

We know you’re busy, so we’ve made it easier to get the information you need about our straightforward products. Select the product range you need and off you go.
What's New

What's New

New products for more residential options

1-year fixed rates launched

  • Supporting customers who want the comfort of short-term fixed payments
  • Rates from 5.44% with a 1% fee


Lifetime tracker launched

  • Ideal for customers who want more freedom than a fixed rate
  • Rates from 6.79% (BBR + 1.54%) featuring different fee options, with or without ERCs


Adverse accepted on both products tier 0 - 4, up to 85% LTV.

What's New

What's New

New buy to let products

Up to 80% LTV products

  • 2 and 5-year fixed rates now from 6.04%

Relaunched Tier 2 and Tier 3 products

  • Supporting landlords with adverse credit profiles
  • 2 and 5-year fixed rates from 5.64%

Portfolio submissions

The BTL Hub allows you to upload multiple properties in a portfolio to be assessed as part of a single application. Plus, the property schedule is valid for 12 months as long as the portfolio doesn’t change.

Registering to use the BTL Hub is easy. If you’ve already registered with another lender, simply login and add Precise to your lender list.

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When completing a mortgage, both Precise Mortgages and your customer will need a conveyancer to complete the necessary legal work associated with the transaction.

Precise Mortgages operate an approved panel of conveyancers for limited company mortgages relates to term lending for properties in England & Wales only (“Limited Company Buy to Let Conveyancer Panel”). Only firms on our approved limited company panel of conveyancers can act on these limited company mortgages. The customer will be responsible to pay all conveyancing costs incurred in accordance with the fixed fee schedule. Please refer to option 3 below for a list of firms on our closed Limited Company Buy to Let Conveyancer Panel and fixed fee schedule.

If a limited company application relates to Scottish property this needs to be referred to the Scotland Preferred Conveyancer Panel at option 1 below.

If this is a bridging application in England & Wales only please refer to the Preferred Bridging Conveyancer Panel in bridging finance.

There are four conveyancing options available for your customers:

1. Preferred Conveyancer Panel Joint Representation

Our Preferred Conveyancer Panel consists of conveyancing firms that we have worked with for some time and provide nationwide coverage across our lending areas.

Where a customer selects a member of our Preferred Conveyancer Panel for representation in the mortgage transaction, we will instruct the chosen firm on behalf of Precise Mortgages and your customer.

Important information

Precise Mortgages no longer operates a set tariff of fees for conveyancing work. Your customer should negotiate the fees they pay direct with their chosen conveyancer.

England and Wales
Blacks Solicitors LLP 0113 227 9396 www.blacksconnect.co.uk City Point, 29 King Street, Leeds, LS1 2HL
Goldsmith Williams-Gwlegal 0345 373 3737 gw.legal 4th Floor, 20 Chapel Street, Liverpool, L3 9GW
Gordons Property Lawyers 0844 770 9898 www.gplawyers.co.uk SC House, Vanwall Road, Maidenhead, Berkshire, SL6 4UB
JMW Solicitors 0345 872 6666 www.jmw.co.uk 1 Byrom Place, Manchester, M3 3HG
Swiitch (a trading name of Shoosmiths LLP) 0370 086 8788 www.swiitch.law The Lakes, Northampton, Bedford Road, NN4 7SH
Scotland
Aberdein Considine 0122 458 9700 www.acandco.com 5-7 Bon Accord Crescent, Aberdeen, AB11 6DN
McDougall McQueen (a trading name of Allan McDougall McQueen LLP) T: 0131 228 1926
F: 0131 228 9193
www.mcdougallmcqueen.co.uk 103-105 Bruntsfield Place, Edinburgh, EH10 4EQ
Gilson Gray 0131 516 5378 www.gilsongray.co.uk 29 Rutland Square, Edinburgh, EH1 2BW
0141 530 2021 160 West George Street, Glasgow, G2 2HQ
McVey & Murricane 0141 333 9688 www.mmilegal.com Albert Chambers, 13 Bath Street, Glasgow, G2 1HY
Moray Legal Ltd 0330 127 2600 www.moray.group The Forsyth Building, 5 Renfield Street, Glasgow, G2 5EZ
Strefford Tulips Ltd T: 0169 842 9428
F: 0169 830 3020
www.strefford-tulips.co.uk Muirbrow Chambers, 118 Cadzow Street, Hamilton, South Lanarkshire, ML3 6HP
VMH Solicitors 0131 622 2626 www.vmh.co.uk 8 Sibbald Walk EDINBURGH EH8 8FT
Wallace Quinn & Co Ltd 0141 771 3911 www.wallacequinn.co.uk Suite 1/3 21 Glasgow Road Baillieston G69 6JT
Your Conveyancer 0344 576 7777 www.yourconveyancer.co.uk East Port House, 12 East Port, Dunfermline, KY12 7JB

2. Core Conveyancer Panel Joint Representation

Alternatively, your customer is able to choose an approved conveyancer from our Core Conveyancer Panel for England and Wales, providing more choice in representation.

See our Core Conveyancer Panel here.

Important information

Precise Mortgages no longer operates a set tariff of fees for conveyancing work. Your customer should negotiate the fees they pay direct with their chosen conveyancer.

Once your customer has selected a member of our Core Conveyancer Panel for representation in the mortgage transaction, we will instruct the chosen firm on behalf of Precise Mortgages and your customer.

3. Limited Company Buy to Let Conveyancer Panel

Any limited company application would need to select a solicitor from our Limited Company Buy to Let Conveyancer Panel of approved solicitors and the customer will incur fixed costs that they will need to pay.

Alternatively, an applicant can use their own solicitor, provided they meet our criteria. However, the applicant must select one of the solicitors from our Limited Company Buy to Let Conveyancer Panel to act for Precise and the applicant will be liable for both sets of fees.

See our Limited Company Buy to Let Conveyancer Panel here.

See our Limited Company fixed fee schedule here.

4. Separate Representation

Your customer can choose a conveyancer who does not appear on either of our panels. They will need to instruct their own conveyancer and will also need to choose a member of our Preferred Conveyancer Panel except for limited company applications which must use our Limited Company Buy to Let Conveyancer Panel to act for Precise Mortgages.

Please note they will be responsible for paying both conveyancers legal fees which must be agreed direct with the conveyancer. Precise Mortgages will instruct the conveyancer chosen to represent them from the Preferred Conveyancer Panel except for limited company applications which will be instructed from our Limited Company Buy to Let Conveyancer Panel, but your customer will be responsible for instructing the conveyancer they have chosen to represent them.

When submitting limited company applications for term lending on properties in England & Wales only, please ensure your client is using a solicitor from our Limited Company Conveyancer Panel. Please note, it is in our absolute discretion to amend our panel from time to time. We’re not accepting any new applications to this panel at this time.

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