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Star product: 5-year fixed Tier 2 adverse

Our new 5-year fixed rate on Tier 2 products is now one of the most competitively priced in the market – offering great value for customers with minor credit blips.

• 5-year fixed rates from 4.74%
• 2-year fixed rates from 4.89%
• 3-year fixed rates from 4.99%
• All £0 fee products now come with a refund of valuation fees and £300 cashback

• Rates down on all buy to let products
• Rates on limited editions for non-portfolio landlords now from 3.59% on 2-year fixed
• Rates from 4.14% on 2-year fixed non-HMO (single dwelling properties)
• New limited edition LTV ranges - 65% and 75% LTV for loans £125,000-£325,000

• Standard rates from 5.64%
• EPC C+ refurbishment rates from 5.44%

• Tier 1 and Tier 2 products combined into a single refurbishment range
• Lower rates for heavier refurb deals based on the current value of the property
• Rates from 0.65%pm
• No ERC and min 1 month interest
• No max loan amount

• Buy to let rates from 4.24% (reduced by 0.10%)
• Residential rates from 6.04% (reduced by up to 0.35%)
• Variety of product fee options: £0, 1% and 3%
• Products for limited companies, personal ownership and HMOs