Our range of buy to let mortgages offers landlords a variety of solutions, whatever their situation. We can help portfolio landlords, limited companies, those looking at HMOs, and even first time buyer and first time landlords. Using top slicing to support a mortgage may be the solution for some, whilst a 5 year fixed rate could be more suited for another.
Click here to view our Buy to Let Mortgage submission guide. This document has been designed to help provide a smooth application process for you and your customer.
Our newest initiative is the extension and automation of top slicing, which is available for limited company, personal tax structures and portfolio landlords.
Top slicing allows landlord to:
Click here to see more information about our Limited Companies and Houses in Multiple Occupation (HMO) range.
Click here to view the buy to let mortgages criteria guide for further information.
If you have a landlord who has 4 or more properties click here to visit our dedicated portfolio page.
Let our Packager Panel do the work for you.
You can submit a residential or buy to let mortgage to us direct or alternatively you can introduce a case to one of our packagers.
BBR Trackers and reversion rates are variable rates that are linked to the Bank of England base rate. For new applications, any change to BBR will apply on our systems and documentation the next day. For existing accounts, any change to BBR will apply on the day of the change.
All of our BBR tracker products have a floor. This means that if BBR were to fall to 0.00% or less the rate payable will be 0.00% plus the agreed set percentage above BBR. This means that the rate payable will never go below 0.00% plus the additional percentage rate of the tracker mortgage.
In these difficult times we won’t be publishing SLAs but we will be working on applications and documents as quickly as we can.
As soon as we start to see processes stabilise we will publish SLAs.
We expect to be able to process all applications and documents within 72 hours but valuations may take a little longer.