EASY PEASY PRODUCTS.
What's New
Reduced 80% LTV products
- 2 and 5-year fixed rates now from 5.79%
Relaunched Tier 2 and Tier 3 products
- Supporting landlords with adverse credit profiles
- 2 and 5-year fixed rates from 5.19%
All fees include VAT (where applicable)
Standard valuation and assessment fee payable on application. The valuation fee is refundable if the valuation is not carried out; the assessment fee of £180 is non-refundable.
Please note, for Buy to Let applications, Homebuyers valuations are not available for HMO and Multi-unit properties.
- Rates from 5.44%
- Up to 85% LTV
- Adverse credit profiles accepted
- CCJs, defaults, mortgage and secured loan arrears, active and satisfied DMPs and unsecured arrears accepted
- Loans from £25,001 to £1,000,000.
- Home movers
- Remortgages
- New build purchases
- First-time buyers
- Customers looking for an alternative to high street lenders
- Customers with adverse credit history
- Self-employed customers with only 1 year’s accounts
- Rates from 6.99%
- Up to 75% LTV
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001
- Help to Buy purchase (Wales) and Help to Buy remortgage accepted.
- Customers buying new build properties
- Existing Help to Buy customers looking to remortgage
- We accept new purchase applications on the Help to Buy Wales scheme
- We accept remortgage applications on the Help to Buy England, Help to Buy Wales and Help to Buy Scotland schemes
- Rates from 6.99%
- Up to 100% discounted purchase price
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001 to £1,000,000
- Customers buying their social housing property
- Purchase only
- Houses only
- England only
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info@3-mc.com | |
Telephone | 0161 962 7800 |
Website | Visit website |
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info@active-investments.co.uk | |
Telephone | 0118 945 2288 |
Website | Visit website |
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info@brightstarhub.co.uk | |
Telephone | 01277 508 950 |
Website | Visit website |
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enquiries@brilliantsolutions.co.uk | |
Telephone | 01792 277 555 |
Website | Visit website |
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enquiries@complete-fs.co.uk | |
Telephone | 023 8045 6999 |
Website | Visit website |
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helpdesk@connectbrokers.co.uk | |
Telephone | 01708 676 135 |
Website | Visit website |
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intermediaries@dynamo.co.uk | |
Telephone | 01276 601 041 |
Website | Visit website |
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info@impactsf.co.uk | |
Telephone | 01403 27 26 25 |
Website | Visit Website |
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info@manormortgages.com | |
Telephone | 01275 399 203 |
Website | Visit Website |
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sales@mortgagetrading.co.uk | |
Telephone | 0113 200 8768 |
Website | Visit Website |
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sales@positivelending.co.uk | |
Telephone | 01202 850 830 |
Website | Visit website |
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info@rhluk.co.uk | |
Telephone | 01273 495 420 |
Website | Visit Website |
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info@tfchomeloans.com | |
Telephone | 0161 694 7900 |
Website | Visit Website |
When completing a mortgage, both Precise Mortgages and your customer will need a conveyancer to complete the necessary legal work associated with the transaction.
Please ensure that you read the following information carefully and you are clear on the conveyancing option and conveyancer that your customer has selected. One of the main reasons customers experience application delays with Precise Mortgages is due to the provision of incorrect conveyancer details.
There are three conveyancing options available for your customers to choose from, helping to provide them with more choice in representation. Click on each option below to find out more.
1. Preferred Conveyancer Panel Joint Representation
The Preferred Conveyancer Panel consists of conveyancing firms that we have worked with for some time and provide nationwide coverage across our lending areas.
If your customer selects Preferred Conveyancer Panel Joint Representation, it is important that they understand:
- Precise Mortgages will instruct the conveyancer to act on both the company’s and the customer’s behalf
- We do not operate a set tariff of fees for conveyancing work – your customer should negotiate the applicable fees direct with the conveyancer they have chosen to represent them
- Your customer is responsible for paying all the legal fees including those incurred in connection with the mortgage
Members of the Preferred Conveyancer Panel are as follows:
England and Wales | |||
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Blacks Solicitors LLP | 0113 227 9396 | www.blacksconnect.co.uk | City Point, 29 King Street, Leeds, LS1 2HL |
Goldsmith Williams-Gwlegal | 0345 373 3737 | gw.legal | 4th Floor, 20 Chapel Street, Liverpool, L3 9GW |
Gordons Property Lawyers | 0844 770 9898 | www.gplawyers.co.uk | SC House, Vanwall Road, Maidenhead, Berkshire, SL6 4UB |
JMW Solicitors | 0345 872 6666 | www.jmw.co.uk | 1 Byrom Place, Manchester, M3 3HG |
Swiitch (a trading name of Shoosmiths LLP) | 0370 086 8788 | www.swiitch.law | The Lakes, Northampton, Bedford Road, NN4 7SH |
Scotland | |||
Aberdein Considine | 0122 458 9700 | www.acandco.com | 8 & 9 Bon-Accord Crescent, Aberdeen, AB11 6DN |
McDougall McQueen (a trading name of Allan McDougall McQueen LLP) | T: 0131 228 1926 F: 0131 228 9193 |
www.mcdougallmcqueen.co.uk | 103-105 Bruntsfield Place, Edinburgh, EH10 4EQ |
Gilson Gray | 0131 516 5378 | www.gilsongray.co.uk | 29 Rutland Square, Edinburgh, EH1 2BW |
0141 530 2021 | 160 West George Street, Glasgow, G2 2HQ | ||
McVey & Murricane | 0141 333 9688 | www.mmilegal.com | Albert Chambers, 13 Bath Street, Glasgow, G2 1HY |
Moray Legal Ltd | 0330 127 2600 | www.moray.group | The Forsyth Building, 5 Renfield Street, Glasgow, G2 5EZ |
Strefford Tulips Ltd | T: 0169 842 9428 F: 0169 830 3020 |
www.strefford-tulips.co.uk | Muirbrow Chambers, 118 Cadzow Street, Hamilton, South Lanarkshire, ML3 6HP |
VMH Solicitors | 0131 622 2626 | www.vmh.co.uk | 8 Sibbald Walk EDINBURGH EH8 8FT |
Wallace Quinn & Co Ltd | 0141 771 3911 | www.wallacequinn.co.uk | Suite 1/3 21 Glasgow Road Baillieston G69 6JT |
Your Conveyancer | 0344 576 7777 | www.yourconveyancer.co.uk | East Port House, 12 East Port, Dunfermline, KY12 7JB |
2. Core Conveyancer Panel Joint Representation
Our Core Conveyancer Panel offers further choice in representation within England and Wales.
If your customer selects Core Conveyancer Panel Joint Representation, it is important that they understand:
- Precise Mortgages will instruct the conveyancer to act on both the company’s and the customer’s behalf
- We do not operate a set tariff of fees for conveyancing work – your customer should negotiate the applicable fees direct with the conveyancer they have chosen to represent them
- Your customer is responsible for paying all the legal fees including those incurred in connection with the mortgage
See our Core Conveyancer Panel here.
3. Separate Representation
Your customer can choose a conveyancer who does not appear on either of the panels detailed above. If opting for separate representation, your customer will need to select a member of the Preferred Conveyancer Panel to act for Precise Mortgages.
If your customer selects Separate Representation, it is important that they understand:
- They are responsible for the payment of the legal fees for both their conveyancer and the conveyancer they have chosen to represent Precise Mortgages.
- Precise Mortgages will instruct the conveyancer that your customer has chosen to act on the company’s behalf
- Your customer is responsible for the instruction of the conveyancer they have chosen to represent them
Applications where Separate Representation is selected can take longer than standard applications to progress to completion.