Buy to Let - Portfolio Landlord

Making it easier

Here at Precise Mortgages we’re keeping our portfolio process simple to save you time. Our mortgage submission guide is designed to provide a smooth application process and you can use our simple to complete forms below to make things easy for you and your customer.

Introducing our BTL Hub portfolio submission platform

Our BTL Hub portfolio submission platform is designed to make it easier for you to submit your portfolio landlord cases. One of the platform’s main benefits is it gives you the ability to upload multiple properties in a portfolio at the same time, to be assessed as part of a single application. Plus, the property schedule is valid for 12 months as long as there are no changes to the portfolio.

If you need any support with the BTL Hub read our portfolio submission how-to guide for more information.

If you've already registered with the BTL Hub with a different lender, you won't need to register again. Simply login, click 'lender' in the side navigation, find ‘Precise’ in the lender list and then select the arrow button to send a link request to us.

Register to use our BTL Hub

If you’re already registered simply login to upload your property portfolio submission.

Our criteria

The portfolio validation process will include an assessment of the wider portfolio ICR and must be a minimum of 125% ICR at 5% pay rate and a maximum of 85% LTV.

  • Up to 20 buy to let mortgages to a combined value of £10m with Precise Mortgages
  • No limit on size of existing portfolio
  • Licensed and unlicensed HMOs accepted up to 6 bedrooms with separate ASTs
  • No limit on the number of director dependant shareholders under the age of 21 for limited company applications

Bank of England Base Rate (BBR) Trackers and the Reversion Rate

BBR Trackers and reversion rates are variable rates that are linked to the Bank of England base rate. For new applications, any change to BBR will apply on our systems and documentation the next day. For existing accounts, any change to BBR will apply on the day of the change.

All of our BBR tracker products have a floor. This means that if BBR were to fall to 0.00% or less the rate payable will be 0.00% plus the agreed set percentage above BBR. This means that the rate payable will never go below 0.00% plus the additional percentage rate of the tracker mortgage.

Opening hours

Monday - Friday: 9am - 5pm
Wednesday: 9:30am to 5pm
excluding bank holidays

Postal Address

Precise Mortgages,
2 Charter Court, PO Box 6037,
Wolverhampton, WV1 9QW.

Intermediary support

0800 116 4385

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About Precise

For intermediary use only
BBR 5.25%