BIG NEWS. Limited edition products are back.
Residential rates now from 5.19%
What's New
Residential rate cuts, plus the return of limited editions
NEW residential limited edition products available.
- 2-year and 5-year fixed, all adverse tiers up to 75% LTV with rates from 5.19%.
- Minimum loan amount £125,000 with a 1% fee.
What's New
What's New
Consolidated refurbishment buy to let range with refreshed pricing
- Standard now from 5.74%, EPC C+ now 0.20% cheaper.
What's New
Bridging rates reduced by 0.05% on selected products
- Standard and Tier 1 Light Refurbishment 70% and 75% LTV reduced by 0.05%.
- Tier 2 Heavy Refurbishment reduced by 0.05% across the range.
What's New
Buy to let product transfer rates reduced by up to 0.30%.
- 2-year fixed rates reduced by 0.30%
- 1-year, 2-year, 3-year and 5-year options, rates start from 4.79%
Residential
Highlights and Features
- Limited edition rates from 5.19%
- Up to 75% LTV
- Loans from £125,000 to £2m
- Core rates from 5.29%
- Up to 85% LTV
- CCJs, defaults, mortgage and secured loan arrears, active and satisfied DMPs and unsecured arrears accepted
- Loans from £25,001 to £2m
- Adverse credit profiles accepted on both
- Home movers
- Remortgages
- New build purchases
- First-time buyers
- Customers looking for an alternative to high street lenders
- Customers with adverse credit history
- Self-employed customers with only 1 year’s accounts
Help to Buy
Highlights and Features
- Rates from 6.39%
- Up to 75% LTV
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001
- Help to Buy purchase (Wales) and Help to Buy remortgage accepted.
- Customers buying new build properties
- Existing Help to Buy customers looking to remortgage
- We accept new purchase applications on the Help to Buy Wales scheme
- We accept remortgage applications on the Help to Buy England, Help to Buy Wales and Help to Buy Scotland schemes
Right to Buy
Highlights and Features
- Rates from 6.39%
- Up to 100% discounted purchase price
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001 to £1m
- Customers buying their social housing property
- Purchase only
- Houses only
- England only
