From a missed payment to a DMP. Just DIP IT.
What's New
New limited edition products with major rate deductions and no product fees
- Limited edition rates from 5.79% with no product fees
- Competitive pricing for adverse customers on products from 85% LTV
- Revert rates reduced by up to 2%
- Available at 85% LTV on Tiers 0-4 and 80% LTV for Tier 5
What's New
New limited edition products with lower rates
- Core and limited company available on Tiers 1-3 with rates from 3.99% plus a 5% fee
- HMO Tier 1 and Tier 2 rates from 4.14% plus a 5% fee
- No restriction on loan size
- Up to 75% LTV
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
Bridging rates reduced by 0.05% on selected products
- Standard and Tier 1 Light Refurbishment 70% and 75% LTV reduced by 0.05%.
- Tier 2 Heavy Refurbishment reduced by 0.05% across the range.
What's New
Product transfers
- Residential rates now from 6.34%
- Buy to let rates now from 4.74%
Residential
Highlights and Features
- No fees on limited edition products
- Core rates from 5.59%
- Up to 85% LTV
- CCJs, defaults, mortgage and secured loan arrears, active and satisfied DMPs and unsecured arrears accepted
- Loans from £25,001 to £2m
- Adverse credit profiles accepted
- Home movers
- Remortgages
- New build purchases
- First-time buyers
- Customers looking for an alternative to high street lenders
- Customers with adverse credit history
- Self-employed customers with only 1 year’s accounts
Help to Buy
Highlights and Features
- Rates from 6.79%
- Up to 75% LTV
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001
- Help to Buy purchase (Wales) and Help to Buy remortgage accepted.
- Customers buying new build properties
- Existing Help to Buy customers looking to remortgage
- We accept new purchase applications on the Help to Buy Wales scheme
- We accept remortgage applications on the Help to Buy England, Help to Buy Wales and Help to Buy Scotland schemes
Right to Buy
Highlights and Features
- Rates from 6.79%
- Up to 100% discounted purchase price
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001 to £1m
- Customers buying their social housing property
- Purchase only
- Houses only
- England only
Contact Us
Festive and New Year opening times
Tuesday 24 December 9am - 12.30pm
Wednesday 25 December - Closed
Thursday 26 December - Closed
Friday 27 December 9am - 5pm
Monday 30 December 9am - 5pm
Tuesday 31 December 9am - 4pm
Wednesday 1 January - Closed