EASY PEASY PRODUCTS.

We know you’re busy, so we’ve made it easier to get the information you need about our straightforward products. Select the product range you need and off you go.
What's New

What's New

New residential products

Tier 0 products launched

  • Supporting customers with lighter adverse credit
  • 2 and 5-year fixed rates from 5.19%
  • Options with refunded valuation (max £630) and £300 cashback
  • Core residential and DMP products available
What's New

What's New

New buy to let products

Reduced 80% LTV products

  • 2 and 5-year fixed rates now from 5.79%

Relaunched Tier 2 and Tier 3 products

  • Supporting landlords with adverse credit profiles
  • 2 and 5-year fixed rates from 5.39%
Standard Refurbishment
Highlights and Features
  • Bridging refurbishment from 0.74%
  • Exit rates from 6.49%
  • Up to 80% LTV on exit
  • Single dwellings, HMOs and MUFBs
  • Personal ownership and limited company
  • Landlords looking to change the use of a garage or loft space to a habitable room.
  • Properties purchased at auction that require light refurbishment to be acceptable for mortgage purposes.
  • Landlords looking to change the use of a residential property to, or from, a small HMO with up to six lettable rooms.
  • Standard refurbishment to make a property habitable.
Energy Efficiency Refurbishment
Highlights and Features
  • Bridging refurbishment from 0.74%
  • Exit rates from 6.29%
  • Up to 80% LTV on exit
  • Single dwellings, HMOs and MUFBs
  • Personal ownership and limited company
  • Landlords looking to improve the energy efficiency of their property by completing works such as fitting double glazing, upgrading a boiler or adding loft insulation
  • Landlords looking to complete works to meet minimum EPC rating requirements
  • Refurbishment which includes some element of energy efficiency
EPC C+ Refurbishment
Highlights and Features
  • Bridging refurbishment from 0.74%
  • Exit rates from 6.09%
  • Up to 80% LTV on exit
  • Single dwellings, HMOs and MUFBs
  • Personal ownership and limited company
  • Landlords looking to refurbish a property to maximise the rental yield.
  • Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work

Contact Us