EASY PEASY PRODUCTS.
We know you’re busy, so we’ve made it easier to get the information you need about our straightforward products. Select the product range you need and off you go.
What's New
Residential rate cuts, plus the return of limited editions
NEW residential limited edition products available.
- 2-year and 5-year fixed, all adverse tiers up to 75% LTV with rates from 5.19%.
- Minimum loan amount £125,000 with a 1% fee.
What's New
What's New
Consolidated refurbishment buy to let range with refreshed pricing
- Standard now from 5.74%, EPC C+ now 0.20% cheaper.
What's New
Bridging rates reduced by 0.05% on selected products
- Standard and Tier 1 Light Refurbishment 70% and 75% LTV reduced by 0.05%.
- Tier 2 Heavy Refurbishment reduced by 0.05% across the range.
What's New
Buy to let product transfer rates reduced by up to 0.30%.
- 2-year fixed rates reduced by 0.30%
- 1-year, 2-year, 3-year and 5-year options, rates start from 4.79%
Standard Refurbishment
Highlights and Features
- Bridging refurbishment from 0.69%
- Exit rates from 5.44%
- Up to 80% LTV on exit
- Single dwellings, HMOs and MUFBs
- Personal ownership and limited company
- Landlords looking to change the use of a garage or loft space to a habitable room.
- Properties purchased at auction that require light refurbishment to be acceptable for mortgage purposes.
- Landlords looking to change the use of a residential property to, or from, a small HMO with up to six lettable rooms.
- Standard refurbishment to make a property habitable.
EPC C+ Refurbishment
Highlights and Features
- Bridging refurbishment from 0.69%
- Exit rates from 5.24%
- Up to 80% LTV on exit
- Single dwellings, HMOs and MUFBs
- Personal ownership and limited company
- Landlords looking to refurbish a property to maximise the rental yield.
- Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work
