EASY PEASY PRODUCTS.
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What's New
New limited edition products launched with all rates reduced by at least 0.60%.
- Rates from 5.39%
- Available up to 75% LTV
- 2 and 5-year fixed
- 1% upfront fee
- Available across Tiers 0-5
What's New
New and expanded buy to let range
Huge price reductions across our entire buy to let range. Rates now starting from 4.49%
Expanded range:
- Tier 1 is back and is available at 75% LTV
- Tiers 2 and 3 are back at 80% LTV
- More fee options
Alongside our lower rates to help with affordability:
- 2-year fixed 70% LTV with a 5% fee
- 5-year fixed 70% LTV with a 7% fee
- 5-year fixed 75% LTV with a 5% fee
What's New
Buy to let product transfer rates reduced by up to 0.30%.
- 2-year fixed rates reduced by 0.30%
- 1-year, 2-year, 3-year and 5-year options, rates start from 4.79%
Standard Refurbishment
Highlights and Features
- Bridging refurbishment from 0.74%
- Exit rates from 6.49%
- Up to 80% LTV on exit
- Single dwellings, HMOs and MUFBs
- Personal ownership and limited company
- Landlords looking to change the use of a garage or loft space to a habitable room.
- Properties purchased at auction that require light refurbishment to be acceptable for mortgage purposes.
- Landlords looking to change the use of a residential property to, or from, a small HMO with up to six lettable rooms.
- Standard refurbishment to make a property habitable.
Energy Efficiency Refurbishment
Highlights and Features
- Bridging refurbishment from 0.74%
- Exit rates from 6.29%
- Up to 80% LTV on exit
- Single dwellings, HMOs and MUFBs
- Personal ownership and limited company
- Landlords looking to improve the energy efficiency of their property by completing works such as fitting double glazing, upgrading a boiler or adding loft insulation
- Landlords looking to complete works to meet minimum EPC rating requirements
- Refurbishment which includes some element of energy efficiency
EPC C+ Refurbishment
Highlights and Features
- Bridging refurbishment from 0.74%
- Exit rates from 6.09%
- Up to 80% LTV on exit
- Single dwellings, HMOs and MUFBs
- Personal ownership and limited company
- Landlords looking to refurbish a property to maximise the rental yield.
- Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work
