EASY PEASY PRODUCTS.

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What's New

What's New

New products for more residential options

1-year fixed rates launched

  • Supporting customers who want the comfort of short-term fixed payments
  • Rates from 5.44% with a 1% fee


Lifetime tracker launched

  • Ideal for customers who want more freedom than a fixed rate
  • Rates from 6.79% (BBR + 1.54%) featuring different fee options, with or without ERCs


Adverse accepted on both products tier 0 - 4, up to 85% LTV.

What's New

What's New

New buy to let products

Up to 80% LTV products

  • 2 and 5-year fixed rates now from 6.04%

Relaunched Tier 2 and Tier 3 products

  • Supporting landlords with adverse credit profiles
  • 2 and 5-year fixed rates from 5.64%
Standard Refurbishment
Highlights and Features
  • Bridging refurbishment from 0.74%
  • Exit rates from 6.49%
  • Up to 80% LTV on exit
  • Single dwellings, HMOs and MUFBs
  • Personal ownership and limited company
  • Landlords looking to change the use of a garage or loft space to a habitable room.
  • Properties purchased at auction that require light refurbishment to be acceptable for mortgage purposes.
  • Landlords looking to change the use of a residential property to, or from, a small HMO with up to six lettable rooms.
  • Standard refurbishment to make a property habitable.
Energy Efficiency Refurbishment
Highlights and Features
  • Bridging refurbishment from 0.74%
  • Exit rates from 6.29%
  • Up to 80% LTV on exit
  • Single dwellings, HMOs and MUFBs
  • Personal ownership and limited company
  • Landlords looking to improve the energy efficiency of their property by completing works such as fitting double glazing, upgrading a boiler or adding loft insulation
  • Landlords looking to complete works to meet minimum EPC rating requirements
  • Refurbishment which includes some element of energy efficiency
EPC C+ Refurbishment
Highlights and Features
  • Bridging refurbishment from 0.74%
  • Exit rates from 6.09%
  • Up to 80% LTV on exit
  • Single dwellings, HMOs and MUFBs
  • Personal ownership and limited company
  • Landlords looking to refurbish a property to maximise the rental yield.
  • Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work

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