EASY PEASY PRODUCTS.
We know you’re busy, so we’ve made it easier to get the information you need about our straightforward products. Select the product range you need and off you go.
What's New
New limited edition products launched with all rates reduced by at least 0.60%.
- Rates from 5.39%
- Available up to 75% LTV
- 2 and 5-year fixed
- 1% upfront fee
- Available across Tiers 0-5
What's New
New and expanded buy to let range
Huge price reductions across our entire buy to let range. Rates now starting from 4.49%
Expanded range:
- Tier 1 is back and is available at 75% LTV
- Tiers 2 and 3 are back at 80% LTV
- More fee options
Alongside our lower rates to help with affordability:
- 2-year fixed 70% LTV with a 5% fee
- 5-year fixed 70% LTV with a 7% fee
- 5-year fixed 75% LTV with a 5% fee
What's New
Buy to let product transfer rates reduced by up to 0.30%.
- 2-year fixed rates reduced by 0.30%
- 1-year, 2-year, 3-year and 5-year options, rates start from 4.79%
Standard Bridging
Highlights and Features
- Rates from 0.69%
- Up to 75% LTV
- AVMs available up to 60% LTV, and with no fee
- Regulated and non-regulated
- No maximum loan amount
- Landlords who want to make a quick purchase
- Chain-break finance
- Cash flow funding for short term requirements
- Buying property at auction
- Meeting tight transaction deadlines
- Where short-term finance is required and is secured on a property in a habitable condition and does not require any improvement works
- Regulated Bridging Finance can be used for almost any purpose, except where your customer is looking to raise finance by way of a second charge and the loan is for business use. For this situation our range of Non-Regulated Bridging Finance could help
Tier 1 Light Refurbishment
Highlights and Features
- Rates from 0.69%
- Up to 75% LTV
- Regulated and non-regulated
- No maximum loan amount
- Properties deemed uninhabitable by long-term lenders
- Works to replace or update building components and non-structural alterations including redecorations, replacement of kitchen, replacement or creation of additional bathrooms, replacement of flooring, windows, roof cladding, electrical, heating and plumbing systems and non-structural alterations to accommodation layout, or other equivalent work as agreed by us
- Single unit properties currently at ‘wind and water tight’ stage that require completion
- Building regulations are required
- There’s no change to the overall use or nature of the premises
- Works are being completed under Permitted Development Rights (no change to property footprint)
- Regulated Bridging Finance can be used for almost any purpose, except where your customer is looking to raise finance by way of a second charge and the loan is for business use. For this situation our range of Non-Regulated Bridging Finance could help
Tier 2 Heavy Refurbishment
Highlights and Features
- Rates from 0.79%
- Up to 70% LTV
- Regulated and non-regulated
- No maximum loan amount
- Extensions
- Loft conversions
- Single unit to multi-unit
- Multi-unit to single unit
- Multi-unit properties currently at 'wind and water tight' stage that require completion
- Barn conversions
- Conversion of a commercial unit into a maximum of 4 flats
- Landlords looking to change the use of a residential property to a HMO with up to 10 lettable rooms
- Landlords looking to change the use of a residential property to a maximum of 6 flats. An acceptable new home warranty will be required
- Planning permission is required
- Works are being completed under Permitted Development Rights (change to property footprint)
- There is a change in overall use or nature of the premises
- Regulated Bridging Finance can be used for almost any purpose, except where your customer is looking to raise finance by way of a second charge and the loan is for business use. For this situation our range of Non-Regulated Bridging Finance could help
