New simpler refurb range.
What's New
Our LOWEST 2-year fixed, rates from 4.79%. New 5-year fixed from 5.14%, with cashback and more.
- Our lowest rates from just 4.79%
- Available up to 75% and up to 85% LTV
- 1% fee
- £0 fee, refund of valuation and £300 cashback
- Rates from 5.14%
- Available up to 95% LTV
- Adverse accepted
- Lower upfront costs, ideal for customers remortgaging or first-time buyers
What's New
Reduced rates, expanded LTV options and new limited editions
- Rates down on all buy to let products
- Rates on limited editions for non-portfolio landlords now from 3.59% on 2-year fixed
- Rates from 4.14% on 2-year fixed non-HMO (single dwelling properties)
- New limited edition LTV ranges - 65% and 75% LTV for loans £125,000-£325,000
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
New simpler range with updated rates
- Tier 1 and Tier 2 products combined into a single refurbishment range
- Lower rates for heavier refurb deals based on the current value of the property
- Rates from 0.65%pm
- No ERC and min 1 month interest
- No max loan amount
What's New
We’ve slashed our product transfers by up to 0.35% with rates now from just 4.24%
- Buy to let rates from 4.24% (reduced by 0.10%)
- Residential rates from 6.04% (reduced by up to 0.35%)
- Variety of product fee options: £0, 1% and 3%
- Products for limited companies, personal ownership and HMOs
Fees and charges
Tier 1 developer exit finance valuation fees:
| Property value | Standard single dwellings |
HMO and multi-unit |
|---|---|---|
| Up to £100,000 | £265 | £500 |
| Up to £150,000 | £300 | £500 |
| Up to £200,000 | £335 | £515 |
| Up to £300,000 | £360 | £585 |
| Up to £400,000 | £385 | £645 |
| Up to £500,000 | £430 | £705 |
| Up to £600,000 | £480 | £770 |
| Up to £700,000 | £530 | £830 |
| Up to £800,000 | £585 | £940 |
| Up to £900,000 | £640 | £1,015 |
| Up to £1,000,000 | £735 | £1,085 |
We’ll instruct valuation in all instances. For applications on multiple single dwelling units, a standard valuation will be instructed for each unit.
Tier 2 developer exit finance valuation fees:
All tier 2 finance valuations will be conducted on a bespoke basis. Contact us for further details.
Other fees
No exit fee
No early repayment charges
(a minimum of 1 months’ interest must be paid)
Telegraphic transfer fee: £25
Assessment fee: £145
Redemption administration fee: £40
All fees include VAT (where applicable).