Refurbishment buy to let

Refurbishment buy to let combines short-term finance with the security of a long-term exit and has helped hundreds of landlords maximise their rental yields and optimise the capital value on their properties.

Our proposition gives a choice of three exit products, depending on the type of refurbishment work being carried out. So whether they’re fitting a new kitchen, looking to improve the energy efficiency of a property by installing double glazing or refurbishing a property that already has a high EPC rating, our new offering really could tick all the boxes.

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Standard refurbishment - Rates from 6.49%

Refurbishment work to make a property habitable such as installing a new kitchen or bathroom.

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Energy efficiency refurbishment1 - Rates from 6.29%

Refurbishment which includes some element of energy efficiency such as fitting a new boiler or double glazing.

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EPC C+ refurbishment - Rates from 6.09%

Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work.

1 Terms and conditions and further criteria apply.

When you take out refurbishment buy to let with us, you’ll benefit from:

  • One expert underwriter providing support every step of the way
  • One application form which we’ll key for you
  • One valuer for both the bridging finance and buy to let mortgage
  • One conveyancer with discounted legal fees
  • Two procuration fee payments
  • Two offers issued simultaneously

Not only that, customers can also choose between serviced or retained interest payments during the refurbishment stage, and there’s also the added peace of mind of knowing that the rate on offer is the rate they’ll get at valuation.

Refurbishment buy to let calculator

Our easy to use two-step calculator will indicate how much your customer could borrow.

  • Step one gives an indication of the costs of the bridging finance including the gross loan amount that will need to be repaid at the end of the refurbishment phase.
  • Step two gives an indication of the costs of the long-term buy to let mortgage, used to repay the bridging loan including any additional funds that the landlord would like to borrow at that time.

The products and/or services featured above are not regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Opening hours

Monday - Friday: 9am - 5pm
Wednesday: 9:30am to 5pm
excluding bank holidays

Postal Address

Precise Mortgages,
2 Charter Court, PO Box 6037,
Wolverhampton, WV1 9QW.

Intermediary support

0800 116 4385

For intermediary use only
BBR 5.25%