Bridging Finance

Overview

Our Bridging Finance products could offer a short-term borrowing solution to customers who need to facilitate a deal on a fast turnaround.

We can provide Regulated Bridging Finance options for customers who want to use their residential property as security to raise funds. Our Non-Regulated Bridging Finance products could be the answer if your customer is an experienced property investor who wants to extend or improve their portfolio.

Speed is essential for Bridging Finance. This is why we offer AVMs (Automated Valuation Model) for standard Bridging Finance products up to 60% LTV. Please refer to our Bridging criteria and products guide for qualifying criteria.

We also offer joint or separate legal representation in England and Wales to help keep costs under control. You can read more about the options available here.

Click on the options below to find out more about the product ranges available.

Our Bridging Finance products are available where the security is intended to be used, or is currently used, as a residential home by the applicant or a family member.

Regulated Bridging Finance can be used for almost any purpose, except where your customer is looking to raise finance by way of a second charge and the loan is for business use. For this situation our range of Non-Regulated Bridging Finance could help.

This might be the right range for your customers if they are:

  • purchasing a property at auction
  • looking to expand their property portfolio
  • capital raising
  • in need of chain-break finance

Key product features:

  • multiple bridging loans are considered
  • quick completions
  • no maximum loan amount
  • minimum term 1 month
  • maximum term 12 months

Our Non-Regulated Bridging Finance products offer borrowing solutions for property investors or landlords who are looking to buy a property at auction or expand their property portfolio.

This might be the right range for your customers if they are:

  • buying properties at auction
  • capital raising
  • in need of chain-break finance

Key product features:

  • multiple bridging loans are considered
  • quick completions
  • no maximum loan amount
  • minimum term 1 month, maximum term 18 months

How to submit business

You can submit business to us direct here. Alternatively you can place your Bridging Finance through our Premier Panel, who will use their expertise to place your case.

Opening hours

Monday - Friday: 9am - 5pm
Wednesday: 9:30am to 5pm
excluding bank holidays

Postal Address

Precise Mortgages,
2 Charter Court, PO Box 6037,
Wolverhampton, WV1 9QW.

Intermediary support

0800 116 4385

For intermediary use only
BBR 5.25%