Precise Mortgages

Roger Morris – Sales Director

Roger is currently responsible for all Bridging, Near Prime and Buy to Let sales activity, which includes management of the Sales Team. Roger is responsible for driving business volumes via Precise Mortgages distribution channels. Roger’s expertise spans 22 years within the mortgage industry, his previous roles include Sales and Marketing Director for Affirmative Finance, Managing Director of em-financial and Oryen.

Gareth Lewis – Head of Sales

As Head of Sales at Precise Mortgages, Gareth acts as the first line of credit and liaison for bridging introducers. Gareth has key relationships with London distribution partners and brokers across the UK whilst working closely with the team at Precise Mortgages to further develop products and services. Gareth joined Precise Mortgages in October 2011, and has been working in the bridging industry for almost 8 years bringing a wealth of experience from a number of roles ranging from underwriting to sales at Cheval and Tiuta.

Claire Rankin – Business Development Manager (Bridging and Near Prime)

As Business Development Manager Claire’s role is to manage and develop our strategic relationships with brokers and networks in order to drive new business. Claire is generally the first point of contact if you wish to discuss new business Near Prime Home Owner or Bridging enquiries and is on hand to support your business with any training or product knowledge to make it easier for you to place those cases which require a specialist lender. Claire joined the industry 10 years ago as a mortgage broker for Your Move and then took on a Business Development role for a packager and specialist lender Advantage. Claire joined Precise Mortgages in January 2011.

Rob Williams – Director of Processing

As Director of Processing, Rob leads the underwriting and completions teams and is responsible for ensuring the quality of applications submitted in accordance with the credit risk appetite. Rob gained 17 years of experience at HBOS predominantly within the mortgage processing and underwriting sector of financial services.

Richard Lawton – Underwriting Manager

As Underwriting Manager it is Richard’s responsibility to ensure that all DIP’s, applications and offers that are submitted, complete as soon as possible. Richard has a wealth of experience in underwriting and understands the importance of building relationships with brokers. Richard started his career 15 years ago and has worked for Manchester Building Society, GMAC RFC , Pricapita and joined Precise Mortgages in 2011.

Saul Brock – Bridging Underwriter

As a dedicated underwriter Saul is responsible for processing applications from initial enquiry through to completion. Saul aims to build and maintain strong working relationships with Precise Mortgages' large broker network. With over 17 years industry experience, Saul has combined experience of both residential and commercial lending having worked for large corporate organisations and small privately funded lenders including Halifax, Co-operative Bank, Manchester Building Society and Lancashire Mortgage Corporation.

Hayley Stevens – Bridging Underwriter

As Underwriting Telephony Support Hayley has excellent product and underwriting knowledge and is one of the first points of contact for bridging enquiries. Hayley, provides brokers with expert guidance and support on all processing related matters, including liaising with valuers and solicitors to ensure cases are progressed as quickly as possible. Hayley has worked in the financial services industry for 8 years and has previously worked at GE Money.

Sarah Millard - Bridging Underwriter

Along with Richard and Barry, Sarah can offer underwriting decisions over the phone. Sarah ensures that all viable options are considered and terms are issued accordingly in a timely manner. Having worked in the industry for 12 years for various mortgage lenders, Sarah’s experience enables her to offer workable solutions to bridging queries to ensure that the best solution is achieved for your customer.

Barry Sherwood - Bridging Underwriter

Barry acts as an underwriter for the Precise Mortgages Bridging proposition. Barry joined the financial services industry 14 years ago and brings a wealth of knowledge and experience. During this time he has worked for a variety of mortgage lenders and has held various senior roles in underwriting and collections. His experience has given great insight to the importance of ensuring applications are underwritten correctly, and has first-hand experience of how things can go wrong for the customer and the lender if the risks are not fully understood.

Colin Barrett – Head of Products

As the Head of Products, Colin is responsible for the development and management of the Near Prime, Buy to let and Bridging and product offering for Precise Mortgages. He is tasked with ensuring the portfolio delivers the results required whilst meeting both the needs of our customers and clients. Colin has over 10 years experience designing and developing products in the UK mortgage market and has worked for a number of lenders before joining the group.

Chris Preston – Director of Credit

Chris has over 22 years experience in the Financial Services industry concentrated predominantly in underwriting and Credit Risk. Chris developed the automated decisioning tools that were critical to Precise Mortgages launching as a leader in the on-line mortgage market as well as developing a robust control framework to ensure a responsible lending and risk quantified environment is in place.

Philip Horsfield – Director of Legal and Compliance

As Director of Legal and Compliance Philip is responsible for overseeing the Legal, Compliance, Internal Audit and Operational Risk functions at Precise Mortgages. Previously Philip worked with the Morgan Stanley Group where he was Director of Legal & Compliance for Advantage. During this time Philip also provided legal & compliance consultancy services to Morgan Stanley’s pan-European mortgage business. Prior to this Philip spent 15 years at Derbyshire Building Society and was instrumental in the launch of ‘Salt’ and ‘Salt Commercial’. He has also held senior positions at Skipton and Halifax Building Societies. Philip is a qualified solicitor and holds an MBA.

Ian Lonergan – Chief Executive Officer

As CEO, Ian leads the senior team and is responsible for setting strategy, ensuring the strategic aims are met, accessing the best resources, corporate finance, risk management and setting the values and standards within which we work. Ian is the main executive managing investor and regulatory relationships. Ian was also a Management Consultant with Ernst & Young’s Financial Services Practice for 6 years in both Europe and Asia Pacific regions. Ian is a qualified Chartered Accountant and has extensive experience in the UK mortgage market having worked for a number of high profile lenders.

Alan Cleary – Managing Director

Alan is Managing Director and is responsible for the Group’s business strategy along with brand strategy, PR, products and sales & marketing. Alan has worked in senior positions with a number of UK mortgage lenders over the last twenty years and is extensively quoted in the mortgage press.

John Nixon – Chief Operating Officer

John has 20 years of mortgage industry experience with a proven track record in defining step changes in mortgage processing and servicing strategy, delivered by pioneering green field and large scale system and change management programmes covering both origination and primary/special servicing IT platform delivery. He has delivered the UK’s most advanced origination platform within a nine month time period, which went on to win over 20 technology and service awards including; FA Online Service (5 Stars), Money Marketing e-excellence (’eee’ rating); Mortgage Strategy Technology Innovator of the year; and The Financial Adviser’s first 5 Star Service Award for a new start lender.

Sebastian Maloney - Chief Financial Officer

Sebastien joined Precise Mortgages as Chief Financial Officer in January 2009. Previously, Sebastien held a senior role at Merrill Lynch as European Structured Finance & Investments Vice President where he managed the mortgage trading desk’s activities with responsibility for deal origination, asset sales (Whole Loan & RMBS transactions), portfolio valuation, risk management, platform strategy, and special servicing.