Residential Mortgages


If your customer is planning to purchase or remortgage their property, is self-employed or a first time buyer, our residential mortgage range could be right up their street.

Key product features

Things you need to know about our residential mortgages are:

  • first time buyers with no restrictions
  • new build properties accepted
  • 2, 3, 4, 6 and 10 year fixed rate products available
  • remortgage range with a zero product fee, refund of valuation and free legal service
  • up to 85% LTV available via Packagers, Networks and Mortgage Clubs
  • maximum term 35 years

Who is this range for?

This might be the right mortgage range for your customers if they are:

  • looking for an alternative to high street lenders
  • a first time buyer
  • looking to remortgage or purchase
  • self-employed with only 1 year's accounts
  • looking to purchase a new build property

Packager Panel

Let our Packager Panel do the work for you.

You can submit a residential or buy to let mortgage to us direct or alternatively you can introduce a case to one of our packagers.

Contact one of our Packagers direct today.

Residential Mortgages

Contact us

Document downloads

New build... no problem

  • Help to Buy and New Build Priority Processing Service
  • Call us on 0330 024 0349
  • Flats in blocks up to 20 storeys accepted
  • S106 obligations considered
  • Our new build criteria also includes buy to let opportunities

Support for the self-employed

Your self-employed customers are more likely to get the home they want with our residential mortgages range because we:

  • 1 year’s accounts or Tax Overview with either SA302 or HMRC Tax Calculation
  • Don't require a minimum trading period
  • Require minimum income of £15,000

Click here to find out more and enter the self-employed zone.

Residential and Buy to Let Mortgages service update