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Residential Mortgages


We offer a range of fixed and tracker products, which are tiered to meet individual circumstances, allowing your customers to get the cheapest rate based on their credit profile.

Key product features

Things you need to know about our residential mortgages are:

  • self-employed available with only 1 year's accounts, no minimum trading period
  • fixed term contracts accepted
  • new builds, including flats up to 85% LTV are accepted
  • pensions can be used as sole income and pension withdrawals as a deposit

Who is this range for?

This might be the right mortgage range for your customers if they are:

  • looking for an alternative to mainstream lenders
  • looking for a mortgage and have a less than perfect credit history
  • looking to remortgage
  • self-employed with only 1 year's accounts
  • a first time buyer

Packager Panel

Let our Packager Panel do the work for you.

You can submit a residential or buy to let mortgage to us direct or alternatively you can introduce a case to one of our packagers.

Contact one of our Packagers direct today.

Residential Mortgages

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Document downloads

Support for the self-employed

Your self-employed customers are more likely to get the home they want with our residential mortgages range because we:

  • Accept 1 year's accounts
  • SA302 accepted or a tax calculation, and a tax year overview
  • Don't require a minimum trading period
  • Require minimum income of £15,000

Click here to find out more and enter the self-employed zone.

Residential and Buy to Let Mortgages service update